Firdaus, V.S. and Wardana, G.K. 2026. Determinants of Islamic Bank Profitability World: Liquidity, Financing Risk, and Technology: Likuiditas, Risiko Pembiayaan, dan Teknologi. Shafin: Sharia Finance and Accounting Journal. 6, 1 (May 2026), 1-16. DOI:https://doi.org/10.19105/sfj.v6i1.24304.